The definitive guide to CDR Access models

An overview of CDR Access models and what they mean for businesses who want to use Open Banking data

The definitive guide to CDR Access models illustration

CDR Access model cheat sheet

Helping you choose

Each model in detail

The new models explained

On 30 September 2021, Treasury published its highly anticipated v3 rules amendments. It includes what has come to be known as tiered accreditation – new models to access CDR data in addition to the existing unrestricted Accredited Data Recipient model.

These rules are meant to drive adoption by creating a thriving ecosystem of CDR participants, delivering valuable use cases to consumers and businesses. They offer lower barriers to entry, limited access models and ways to share liability and responsibilities between participants.

The different models include:

With 5 new models to get access to CDR data (plus the existing one) it can be difficult to figure out what’s right for you.

Frollo - tiered accreditation cheat sheet - April 2022

Which CDR access model is right for your business?​

Frollo and RSM Australia have collaborated to create a practical guide to tiered accreditation.

Including:

With 5 new models to get access to CDR data (plus the existing one) it can be difficult to figure out what’s right for you.

Other CDR Resources

As a leader in Open Banking in Australia, Frollo has published a number of reports, explainers, checklists and infographics to help grow the Consumer Data Right ecosystem.

The state of Open Banking in 2021

An overview of challenges and opportunities in Open Banking, based on surveys and interviews.

Open Banking API performance monitor

Compare API performance by brand for speed and reliability

Trust and the future of consumer lending

A report on innovations in PFM, Payments and Open Banking

The only end-to-end Open Banking platform

Open Banking Platform

A modular, end-to-end solution for Data Recipients

Collect

Connect to 90+ banks with an out of the box, customisable consent flow, data sharing dashboard and advanced user management portal.

Enrich

Categorise transactions, detect bills, classify merchants and verify income with market leading accuracy.

Experience

Plug & Play access to Open banking powered solutions for lending, personal finance management and customer onboarding.

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